I'm too young to be thinking about a pension, right?

The short answer is no. The LGPS is based partly on length of service so the earlier you start the more years you can build up in a pension fund.

As well as the longer term benefits of security in retirement there is also a range of benefits for NOW.......TODAY. By being in the pension scheme you can protect yourself and your loved ones from financial insecurity if unfortunate events happen in your life. These include: 

  • A lump sum Death Grant of 3 x your pensionable pay which may be payable to your nominated persons

  • Pension for your spouse, civil partner or eligible cohabiting partner and eligible children in the event of your death

  • Ill-health protection