Deferred Members

A deferred member is one that has stopped paying into the scheme but is not yet receiving a pension.

If you are a deferred pensioner your benefits are frozen. These benefits however attract an annual increase and keep up with the cost of living - even though you no longer work for the employer. 

As a deferred member you will receive an Annual Benefit Statement which shows the benefits you have accrued and any pensions increase that has been applied and how much they will be worth on retirement. 

Any request for a transfer out of your benefits must be completed 12 months before your normal retirement date if you are within 12 months of your normal retirement age you will not be able to transfer your benefits out.

Please note: It is vital that you contact us if you move or change address. Failure to do this may cause a delay in issuing your payment when it is due.